Banking Transactions

What are the main features available in the app BCP Bank (Mauritius) Direct Mobile?
  • View your account balances in real-time;
  • View your transaction history over the last six months;
  • Transfer money locally towards registered recipients;
  • Search for the branch or ATM near you;
  • Access useful info (exchange rate calculator etc.).
What types of transfers can be initiated through Mobile Banking?

Only local transfers can be executed via the mobile application. Local transfers include:

  • Form one of your accounts to another account (same beneficiary).
  • Local transfers to other beneficiaries of the BCP Bank (Mauritius) or any other local bank. (MCB, SBM etc ...)
Will I be able to transfer funds even if I do not register the beneficiary account?

Transfers are possible only to registered beneficiaries only.

You may add new beneficiary only via your secured e-banking space.

What is the processing delay for bank transfers via the mobile app?

A local transfer is effective on recipient account within 24h, provided it is carried out prior to the cut-off time. 

  • A bank to bank account transfer is effective instantly (same beneficiary) 
  • Transfers performed before 2:30pm may be accounted on the same day– however the deadline for receipt of funds varies according to recipient banks, as MACSS (immediate) transfers are not possible online.
  • Transfers performed after 2:30pm are accounted are accounted on D + 1. (This applies to working days solely and excludes closure time, week-ends and holidays) 
Can Transfers be cancelled through Mobile Banking app?
  • Transfers cannot be cancelled through Mobile Banking.

    NOTE

  • It is important to fill in the required fields correctly right at the very first step of a transfer.

  • The second step consists in confirming the details of the transfer.

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A loan is a personal commitment. It engages you to due repayment.

Check your repayment capacity before you commit to a loan.