Banking Transactions
What are the main features available in the app BCP Bank (Mauritius) Direct Mobile?
- View your account balances in real-time;
- View your transaction history over the last six months;
- Transfer money locally towards registered recipients;
- Search for the branch or ATM near you;
- Access useful info (exchange rate calculator etc.).
What types of transfers can be initiated through Mobile Banking?
Only local transfers can be executed via the mobile application. Local transfers include:
- Form one of your accounts to another account (same beneficiary).
- Local transfers to other beneficiaries of the BCP Bank (Mauritius) or any other local bank. (MCB, SBM etc ...)
Will I be able to transfer funds even if I do not register the beneficiary account?
Transfers are possible only to registered beneficiaries only.
You may add new beneficiary only via your secured e-banking space.
What is the processing delay for bank transfers via the mobile app?
A local transfer is effective on recipient account within 24h, provided it is carried out prior to the cut-off time.
- A bank to bank account transfer is effective instantly (same beneficiary)
- Transfers performed before 2:30pm may be accounted on the same day– however the deadline for receipt of funds varies according to recipient banks, as MACSS (immediate) transfers are not possible online.
- Transfers performed after 2:30pm are accounted are accounted on D + 1. (This applies to working days solely and excludes closure time, week-ends and holidays)
Can Transfers be cancelled through Mobile Banking app?
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Transfers cannot be cancelled through Mobile Banking.
NOTE
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It is important to fill in the required fields correctly right at the very first step of a transfer.
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The second step consists in confirming the details of the transfer.
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