This loan is directly linked to BCP Bank (Mauritius) Housing Savings Plan (aka Plan Épargne Logement or PEL). It comes with preferential terms that pertain to the calculation of your loan amount and the interest rate. This loan is meant for the financing of your housing project.


  • A housing loan at preferential conditions: guaranteed interest rate is determined right at the onset of your PEL subscription contract.
  • No handling fees to open your loan application.
  • Possible loan amount is linked to the interests you have cumulated via your Home Savings Account. A calculation factor of 1.5 is applied to the ongoing balance of your Housing Savings Account (Capital + Interests) to estimate the loan amount you are entitled to.
  • Repayment Term can go up to 25 years.

* PLR + 1.5 %. Rate standing as from November 19 2015 – conditions apply.

Here you go!

  • Application checklist*

    Ready to apply? Here’s what you need to get started:

    • Valid identity document (national identity card, passport, etc.);
    • Proof of residential address showing name of applicant(s), dated less than 3 months;
    • Proof of income (latest salary slip, employment certificate from current employer, latest income tax return).

    *This list is not exhaustive.